Solution Spotlight:

Funding Growth Across States, Through Storms

Learn how Marquette Commercial Finance can help your business grow.

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Marquette Commercial Finance (MCF) helps companies leverage their accounts receivable to fund mergers and acquisitions and realize growth potential, among other goals. The MCF team works closely with business owners to get to know their current situation, concerns and long-term plans in order to build tailored programs to meet their needs.

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About Marquette Commercial Finance

Marquette, a subsidiary of UMB Bank, n.a. located in Bloomington, Minn., is a leading provider of accounts receivable financing solutions, serving companies with annual revenue from $2 million to $400 million. Marquette assists companies in meeting their working capital needs to drive growth, fund acquisitions, improve liquidity and fund restructures. Marquette is small and nimble, which allows it to control how it manages and offers it services, yet it’s also backed by the strength of its parent company, UMB Financial Corporation, which allows the company to extend larger financing packages.

This opportunity created a need for a flexible line of credit to handle the purchase and initial capital needs of the operation.

DiAne Reed is EVP/ National Sales Manager for Marquette Commercial Finance. She has more than 35 years of experience in the financial services industry and is active in the industry as a member of the International Factoring Association and Commercial Finance Association.

CHALLENGEThe business owner required business capital and financing for a complex acquisition spanning multiples states.


Eyeing an acquisition


Marquette Commercial Finance (MCF) has helped many companies receive the financing they need to grow. Using alternative lending to leverage accounts receivables allows companies to expand and add services even if that growth may not qualify for traditional bank financing.

An experienced business owner, who had previously run a national staffing business, had her eye on a multi-property acquisition that could launch a new staffing agency in multiple states on the east coast, specializing in the placement of industrial and blue-collar labor.

Quick 
a
ccess
Whether you’re looking to access funds quickly to get you through a short-term crunch, or if you want a financial partner for the long-term that can meet your evolving needs, we can help.
Flexible 
financing
Our packages are designed to grow and change with you, so you have the flexibility to meet the demands of your day-to-day operations today and in the future.

A Detail-Oriented Deal

The business owner and her advisory group connected with MCF initially to negotiate and finance the acquisition through a lump sum payment, with a credit request of $20 million.
Simultaneously, the business owner was working through an equity financing deal with another lender that was proving overly complex and restrictive for the needs of the new staffing agency. To avoid the prohibitive requirements from the equity lender, the staffing company owner opted to expand her
credit request with MCF to $30 million. This credit hardships and expenses caused by hurricanes along the east coast, which impacted several of the company’s facilities in the 
Southeastern U.S.

SOLUTIONMCF’s customized financing provided the business owner the liquidity needed to form the company and launch operations.


Poised for growth

With the approved financing, the business owner was able to close the acquisition deal and launch the new staffing agency. The flexible program also gave the company access to funds free from restrictive requirements and covenants that could have derailed or delayed the transaction. In contrast to traditional lending requirements and structures, MCF provides accounts receivable
financing with unique benefits, including specialized staffing industry experience that can handle your unique payment timelines, invoice management and collections needs. MCF is positioned to meet your long and short term financing goals with detailed attention and the backing of a large, regional bank.

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