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It’s never too early for children to learn the benefits of saving for the future. 

A UMB Youth Savings account can help you jump-start a child’s savings and financial education. For a limited time, when you open an account with a minimum deposit of $50, UMB will add a $50 bonus to the account.1

1.   $50 bonus is valid for new UMB Youth Savings accounts only. $50 bonus is available one time per adult and minor child who do not currently have a UMB Youth Savings account at time of account opening. Minimum deposit to open account and obtain bonus is $50. $50 bonus will be deposited in the new UMB Youth Savings account within 10 business days from the date the account is established and cannot be used to meet the minimum opening deposit requirements. If the savings account is closed within the first 90 days from the account opening date, a Close Account charge may be imposed. $50 Bonus will be reported to the IRS as interest and reported on a FORM 1099-INT. Limited time offer, subject to change without notice. Restrictions apply. See a UMB associate for details.

2.   Effective December 1, 2018, the interest rate and annual percentage yield for a UMB Youth Savings account are 0.10%. Both may be changed solely at the discretion of the Bank, and at any time. The Bank also reserves the right to change the balance levels on which different annual percentage yields may be obtained. Fees may reduce earnings on the account.

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Account benefits include:

  • No monthly service fee
  • Earn interest on the savings balance2
  • No ATM withdrawal fee at UMB ATMs

Open a UMB Youth savings account for a child with a $50 deposit and UMB will add a $50 bonus to the account.1

Visit a UMB branch today to open and account ›

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