Copyright 2017, UMB Financial Corporation “UMB” – Reg. U.S. Pat.& Tm. Off. 
Member FDIC. Equal Housing Lender. 
Please visit the rewards site to view the complete program rules and terms and conditions. Credit cards are issued by UMB Bank, n.a. under a license from Visa USA, Inc. 

Your purchases will really pay off

Earn everyday points when you use your Visa Rewards Credit Card for everyday qualified purchases. Click below to preview our extensive rewards catalog with a variety of brands, merchandise and exciting event tickets to choose from.


Current Commercial and Business Cardholders 

If you are a current commercial or business rewards customer, click here to access your current rewards program.

Earn and redeem your points quickly


Unlike many programs, you will get points at the time of your transaction, giving you quicker access to rewards. Just one more reason your Visa Rewards card should be the first card you reach for in your wallet every time you are shopping.

Shop rewards 
with ease


You’ll have convenient, one-click access from within online banking, to review your credit card activity and points balances, browse, shop and redeem your points for things like event tickets, merchandise, travel, gift cards, green products and even cash back account credit.

Preview Sample Rewards

Coming Soon!

A new look, new rewards and new ways to earn.

We’re getting ready to launch our upgraded credit card rewards program, which will feature and extensive catalog of rewards, more ways to earn point and an updated customer experience.

Current Consumer Cardholders


If you are a current consumer rewards customer, click here to log in to online banking to view, manage, shop and redeem your reward points.