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“These are difficult times. However, I want you to know that we are here for you. We've helped our customers manage through turbulent times by staying true to our legacy, business strategies and leadership principles.”

How we're serving you

We are available and prepared to financially serve all of you.

UMB is built on a 109-year foundation of stability and soundness. Rest assured that we will continue to deliver the unparalleled customer experience, no matter what.

Updates for health savings accounts (HSAs)

Legislation in 2020 and 2021 has updated HSA uses and contributions, including making the following items HSA eligible:

  • COVID testing and treatment
  • Hand sanitizer, face masks and other PPE
  • Certain Over-the-Counter Drugs (OTC)
  • Menstrual care products

For more information about HSA eligible items view IRS Publication 969.

Speak with someone

If you have questions about COVID-19 as it relates to your relationship with UMB, please connect with your account manager or banker. If you have general questions about banking and relief options, you can call us at 800.860.4862.

Additional resources and documents
UMB's pandemic resource page for business clients

Ver medidas de alivio en Español

Branch operations

Our branch teams are available to help you with all your financial needs. Please refer to our branch locator for the most up-to-date information, temporary closures and to contact your local branch. 

Our bankers are ready to help you when you visit the branch lobby, pull up to the drive-thru, call us or schedule a personal appointment . 

The health and safety of our customers and associates is our highest priority and we look forward to serving you.

Financial support

If you need assistance during this time, we are ready to help. For more information about these options, please call 800.860.4862.

  • Personal loan and mortgage payment deferment or modifications on an individual, customized basis.
  • Credit card repayment and payment deferral options on an individual, customized basis.
  • Access to additional credit lines extended on a case-by-case basis.
  • Options or refunds for service fees or charges you may have incurred on your account.
  • Options to increase mobile deposit limits.
  • Learn how UMB supports you through the CARES Act.

Banking from home

Banking from home is quick and easy with UMB. Access your accounts through online banking or via the UMB Mobile Banking App so you can bank from your couch.

If you're interested in opening a UMB checking or savings account, you can explore our options and access online account opening applications.

Explore UMB checking accounts
Explore UMB savings accounts

Fraud prevention

Please be vigilant about fraudulent activity or attempts during this turbulent time. Criminals have been taking advantage of the recent uncertainty to escalate scam and fraud attempts. UMB will never ask you for personal information such as Social Security number, full credit card numbers, user ID or passwords.

Visit our blog for more information about fraud prevention.

Resources and support during the COVID-19 pandemic

Our safety measures

Frequent cleaning and sanitation

Masks required

Hand sanitizer available for customers

Practicing 6' social distancing

Plexiglass screens at our banker work stations