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for you and your employees, from a single trusted source. 

For HSAs, FSAs, HRAs, and Commuter accounts, you need a partner that’s stable, flexible, efficient, and driven to delight. That’s UMB.

The Winning Benefit Spending Accounts Solution

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Industry Leading

UMB brings a wealth of expertise and experience to the full spectrum of health savings account administration.

Smart Tools

You will have access to flexible enrollment options and insightful data analytics tools.


We provide you with an industry leading, turnkey HSA that’s easy to implement and operate.

You know what you want: a premier Benefit Spending Accounts solution.

Have questions? We're here to help

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Copyright 2022, UMB Financial Corporation “UMB” – Reg. U.S. Pat.& Tm. 

Funds in an HSA Deposit Account are held at UMB Bank, n.a., Member FDIC.
FSAs and HRAs are NOT deposits or obligations of UMB Bank, N.A. and are NOT insured by the FDIC.

Engaged Employees

An easy to navigate online experience and ongoing educational support drive adoption and help maximize their benefits.



One that’s easy to implement, efficient to operate, saves time and money, and—most importantly—attracts and retains employees with financial wellness tools that help them plan, save, and pay for health care, dependent, and commuter expenses.

Or contact a Business Development Officer to learn more:
Or call 855.664.4160