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Family enjoying HSA FSA HRA benefits

With UMB, your employee's HSA program will be made easy, effective and hassle-free.

Premier Benefit Spending Account Solutions for Your Employees

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Industry Leading

As the 6th largest custodian we bring a wealth of expertise to the full spectrum of benefit account administration. 

Smart Tools

Access flexible enrollment options and insightful data analytics tools.


Our suite of benefits accounts provides a simple solution with seamless integration and support.

Download our “Employer’s Guide to Health and Spending Accounts.”

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Copyright 2023, UMB Financial Corporation “UMB” – Reg. U.S. Pat.& Tm. 
Funds in an HSA Deposit Account are held at UMB Bank, n.a., Member FDIC. 
FSAs, HRAs and Commuter Accounts are NOT deposits or obligations of UMB Bank, N.A. and are NOT insured by the FDIC.

Engaged Employees

An easy to navigate online experience and ongoing educational support drive adoption and help maximize their benefits.



• Attract and retain top talent 

• Support workforce health and wealth 

• What are benefit spending accounts? 

• Communicate health and spending account benefits 

Everything we do is designed to help you attract and retain employees. We provide financial wellness tools that help them plan, save, and pay for healthcare, dependent, and commuter expenses.

Our Benefit Spending Accounts solutions are easy to implement, saving you time and money.

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Connect with one of our dedicated Account Executives. Learn how we can help your business.




Visit us at SHRM Las Vegas June 11-14 Booth #3853


For information about your personal Benefit Spending Accounts or HSA please call us at: 866.520.4472 or visit at