HTLF Bank is now UMB Bank.

More committed than ever

Since 1913, we’ve served customers with strength, stability and commitment to our relationships.

We’re proud to continue investing in our community, while offering expanded services to help you reach your financial goals.

About UMB

Local relationships, national know-how

With UMB, you have the customer focus of a community bank, with the comprehensive financial services and industry experience of a national bank.

Expanded banking options and opportunities

You can bank at over 200 more ATMs and branches across our footprint. Plus, you have access to the full suite of UMB financial solutions, including personal banking, business and commercial banking, institutional banking, and wealth management.

Hands-on community engagement

UMB associates across our footprint are dedicated to hands-on community support through donations, volunteerism, civic commitments and philanthropy—serving more than 8,322 hours in 2024.

Bank safely: Watch for scammers

Scammers often try to exploit business transitions, like acquisitions and mergers. Please remember:

  • We’ll never contact you to request or confirm confidential data like your account numbers or card numbers or ask for your full Social Security number.
  • We’ll never request a live video call (e.g., FaceTime) to confirm fraudulent activity.
  • We’ll never contact you to ask for your PINs, usernames, passwords or access codes.

If you believe that one of your UMB accounts has been compromised, contact us immediately. Please be ready to provide your account information and details about the suspected fraud.

Bank deposit products provided by UMB Bank n.a., Member FDIC. Equal Housing Lender

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UMB Transition Resource Center

For customers who’ve recently joined UMB from HTLF Bank brands—this site offers helpful information on your accounts and answers to commonly asked questions.

“The way we support and problem-solve financial needs for people and businesses—now and throughout our history—drives me. It’s incredibly rewarding to be part of both the day-to-day and milestone journey; from helping someone buy their first home to transitioning their family business ownership, it’s truly a privilege to play an integral part in our customers’ lives.”

– Mariner Kemper, Chairman and Chief Executive Officer of UMB Financial Corporation

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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Uplifting neighborhoods, businesses and families

Headquartered in Kansas City, Missouri, UMB is a financial services powerhouse with $71.8 billion in assets (as of June 30, 2025). Pairing the personal connections of regional banking with the strength of national presence, we can tailor solutions specifically to your priorities.

Personal: Consumer and private banking, lending and credit solutions.

Business: Business and commercial banking, lending and credit solutions, treasury management, and investment and retirement plan services.

Institutional: Banking, asset servicing, corporate trust solutions, investment banking and healthcare services.

Wealth: Financial planning, investment management, trust and estate planning, business planning, and retirement planning.

Getting to know UMB

UMB is more than a company. We’re advisors, consultants, problem-solvers, friends and community members. We want to help you make the best of every moment with a financial foundation that can help you succeed.

We work to live up to the highest standards—yours. We’re passionate about service, dedicated to our craft, and committed to exceeding the expectations of our customers and communities. These core values are what connect us, distinguish us and drive us to be here for you today and into the future.

More resources and information

Our Stories: The History of UMB

UMB is a fourth-generation, family-led business. We invite you to learn about our unique, 112-year history with this interactive timeline.

Our UMB Blog

Read about financial industry trends, tips to help you reach your goals, timely economic insights and more from UMB leaders.

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UMB Associates volunteering with Habitat for Humanity
Two friends drinking coffee together on a cafe terrace