Connect with a Business Banker today!
We’re here to provide you with exceptional service and help you find the right financing option. Complete this form, and a Business Banker will contact you to help you find the SBA program that best meets your business needs.
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Featured Insights
A guide to SBA loans and resources
How to use Small Business Administration (SBA) resources to grow your business.
Featured Insights
Small business lending: A guide to applying for a loan
Insights into how to prepare for a small business loan.
Small and Midsize Business
Small Business Administration (SBA) Loans
As the market changes or opportunities surface, your business lending needs will shift. As an SBA Preferred Lender, we can help you find the right loan solutions for you today, tomorrow and beyond.
Bank deposit products provided by UMB Bank n.a., Member FDIC. Equal Housing Lender
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Business Insights
Connect with a Business Banker
We take your success personally, and we’re here to answer any questions large or small. We’ll do everything we can to help you make sound, informed business decisions.
Discover the SBA program that works for you
There are many reasons why an SBA loan might be right for your business. These loans are great tools to help business owners who may not qualify for conventional commercial loans to obtain financing.
Compare common SBA programs
|
SBA 7(a) |
SBA Express |
SBA 504 |
|
|---|---|---|---|
|
Loan Type |
Term Loan |
Term Loan or Line of Credit |
Term Loans |
|
Maximum Loan Amount |
$5,000,000 |
$500,000 |
$5,000,000 - $5,500,000 for CDC SBA Loan |
|
Loan Purpose |
Real Estate, Construction, Tenant Improvements, Business Acquisition, Refinance, Equipment, Working Capital |
Real Estate, Construction, Tenant Improvements, Business Acquisition, Refinance, Equipment, Working Capital |
Real Estate, Construction, Refinance, Long-Term Equipment |
|
Term/Maturity |
|
|
|
|
Interest Rate Options |
Variable or Fixed Rate |
Variable or Fixed Rate |
Variable or Fixed Rate |
For additional information on SBA lending programs, visit the SBA website.
SBA preferred lender
Because UMB is a Preferred SBA Lender, our bankers can walk you through the entire loan process from start to finish. We’re able to make the final credit decisions, which can streamline the process and get you a lending decision faster.
There when it counts
We don’t just provide lending services. We take the time to dive into the details of your business and your industry to make sure we offer the right solution when you need it.
Dentistry
$1,900,000
Business Expansion
Engineering
$655,000
Owner-occupied Commercial Real Estate
Landscaping
$350,000
Line of Credit and Buyout
Construction
$460,000
Business Acquisition