Small Business Banking

We take your success personally.

This is not just our mantra, it's our promise to you as your business banking partner. We know that your "small business" isn't defined by the size of your enterprise, but by the passion for seeing your dreams come to life.

Responsive Small Business Specialists

Your dedicated banker will work hard to understand your business and situation so that you can make informed, confident financial decisions.

Comprehensive Solutions for Your Growth

We have all of the banking and lending solutions you may need to cover the full lifecycle of your business as you change over time.

Committed Strategic Support & Vision

We've helped businesses grow for over 100 years because of our personal commitment to providing strategic financial advice.

“Our dedicated Small Business Specialists are strategic thinkers offering advice, solutions and support at every stage. Our team knows the ins and outs of getting you and your business from where you are now to where you want to be.”

Connect with a Small Business Specialist

We’re here to answer any questions, and to provide information on our full suite of services to ensure that you find the right solution.

Find the Right Solution for Your Business

Contact us to set up a time to meet that’s convenient for you.

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Bank deposit products provided by UMB Bank n.a., Member FDIC. Equal Housing Lender 

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Let's Connect

Jacob Hymes

SENIOR VICE PRESIDENT, 
DIRECTOR OF SMALL BUSINESS

Connect with a Small Business Specialist 

We take your success personally, and we are here to answer any questions large or small. We'll do everything we can to help you make sound, informed business decisions.   

Let's Connect

Business Insights

SMALL BUSINESS BANKING SOLUTIONS

Small Business Loans

  • Custom solutions
  • Equipment loans
  • Real estate loans
  • Invoice factoring and financing
  • Term loans
  • Microloans

Funding by Line of Credit 

  • Borrow what you need, when you need it
  • Flexible terms
  • Rates tailored to your unique needs
  • Automated payment option 

Credit Cards

  • Advanced reporting capabilities 
  • Improve cash flow efficiency 
  • Streamline your payables
  • Reduce fraud
  • Get rewarded for spending

Merchant Services 

  • Payment processing
  • Payment security
  • Ecommerce solutions
  • Variety of payment interfaces

Treasury Management 

  • Accounts receivable management
  • Accounts payable management
  • Payment services
  • Fraud management
  • Real-time reporting
  • Remote management

Improving Cash Flow

  • Strategically planning for short- and long-term
  • One-on-one business consultations
  • Comprehensive online account management
  • Responsive customer service
  • Business checking built for your needs 

Featured Insights

How to Improve Small Business Cash Flow: 5 Tips for Business Owners

Help keep your company nimble.

Featured Insights

Small business lending: A guide to applying for a loan

Insights into how to prepare for a small business loan.